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Ray and Terri Dicius launched TriSummit Investment Advisors to be a consultative investment information resource without influence from investment banking relationships, or from proprietary products. An independent platform, the TriSummit Investment Advisors premise is that all investors deserve objective, intelligent investment information. Ray and Terri bring Modern Portfolio Theory, based upon the work of the Nobel Prize winning economist Dr. Harry Markowitz, to the individual investors, and to small or medium-sized institutions and endowments alike. This is a focused (customized or strategic) method that seeks to reduce risk while optimizing performance.


With today's improvements in technology, any investor or fiduciary, regardless of portfolio size, should have the opportunity to access the same methods used by the large institutions and pension funds. We guide you through the process so that you can make logical, informed decisions tailored to your situation. A program tailored to your risk tolerance, time horizon and expectations can help you work toward meeting your goals.




Ray Dicius
LPL Registered Principal

         

  • Co-founder and LPL Registered Principal of TriSummit Investment Advisors, 2002
  • Owner and Broker, TriSummit Insurance
  • Owner Registered Investment Advisory Firm, 2003
  • Insurance and Financial Consulting experience since 1997
  • Series 7, 24, 63, and 65 registration held with LPL Financial
  • CA Insurance Lic# OC03037, Raymond Anthony Dicius, Domicile State and Principal Place of Business: California.
  • Guest speaker at Western Regional Planned Giving Conference, Network of California Community College Foundations, California Association of Nonprofit Annual and Financial Management Conferences and Workshops, Orange County Planned Giving Roundtable Primers
  • Foundation 501(c)(3) Executive Director and Program Director experience with grant writing/administration background
  • Former tax-exempt fiduciary responsibility for all aspects of nonprofit fiscal Management
  • B. S. University of Utah, Salt Lake City, 1983
 
     



Terri Dicius, CIMA, CIMC
Director of Research
LPL Branch Operations Manager

 

  • Co-founder and Co-owner of TriSummit Investment Advisors, 2002
  • Owner Registered Investment Advisory Firm, 2003
  • Investment & Wealth Institute (formerly IMCA) member
  • Certified Investment Management Analyst (CIMA) Wharton School of Business, University of Pennsylvania, October, 2005
  • Certified Investment Management Consultant (CIMC)
  • Series 7, 63, and 65 registration held with LPL Financial
  • CA Insurance Lic# OA15829, Terri Grassmuck Dicius, Domicile State and Principal Place of Business: California.
  • Former American Mensa Board member, Los Angeles Chapter
  • Former At-Large Board of Director for University of Michigan Alumni Association of Orange County(UMOC)
  • Former President and Board Member of the Planned Giving Roundtable of Orange County
  • Former Chairman of the Orange County Leave a Legacy Campaign
  • Former Planned Giving Committee Chairman, Ocean Institute, Dana Point, CA
  • Former Member of the Professional Advisory Committee for Concordia University, Irvine, CA
  • Former Vice President of Income Development for the American Cancer Society, Newport-Mesa Division
  • Former St. Jude Hospital, Fullerton, CA Professional Advisory Committee member.
  • Guest speaker at Western Regional Planned Giving Conference, Network of California Community College Foundations, California Association of Nonprofit Annual and Financial Management Conferences and Workshops, Orange County Planned Giving Roundtable Primer Featured Speaker
  • B. S. University of Michigan, Ann Arbor, 1981 with High Honors

Ray and Terri are also husband and wife. Together they enjoy summers in Big Bear Lake and winters in Indian Wells, CA. Terri enjoys duplicate bridge tournaments and is aspiring to the Regional Master level. Ray trains and competes on a masters road bicycle team and specializes in Criterium racing and enjoys following pro cycling. Terri and Ray's son Mark is pioneering eSports and twitch.tv broadcasting

 

Investment Management Consultants Association (IMCA)

Investment consultants today must keep up with a complex and constantly changing financial marketplace. The knowledge required in today's marketplace is far greater than at any time in the past. That's why the educational opportunities, conferences, publications, networking, and professional certification program offered by IMCA are so important. The IMCA organization keeps members in touch with developments in investment strategies, legal and regulatory issues, economic news. and marketing techniques. This added knowledge gives IMCA members a professional edge.

The mission at IMCA is to ensure quality service to the public by developing and encouraging high standards in the investment consulting profession. As an organization, the IMCA role has been to broaden the public's understanding of investment management consulting and to promote and protect the interests of the profession. IMCA also provides forums for ongoing education and information sharing among IMCA members. IMCA believes these activities build a common purpose among members, establishing a network of support that makes members more knowledgeable professionals in their day-to-day work.


Certified Investment Management Analyst (CIMA)

Investors seek consultants who reflect the highest level of professionalism combined with financial experience - all of which the CIMA designation indicates. The CIMA Certification was obtained through IMCA after successful exam completion by TriSummit Investment Advisors President, Terri Discius in October, 2005 after an intense Wharton School of Business, University of Pennsylvania educational experience focusing on asset allocation, manager search and selection, investment policy and performance measurement. Currently, there are only just over 7600 (January 2018) CIMA designees throughout United States, Australia, and Canada according to Investments & Wealth Institute (formerly IMCA). CIMA represents a high level of credibility, integrity and most importantly, knowledge.

CIMA Certification, combined with Terri's personal qualifications and abilities, makes for impressive credentials that gives TriSummit Investment Advisors a competitive edge. TriSummit Investment Advisors is proud to offer Certified Investment Management Analyst (CIMA) services that adhere to the Code of Professional Responsibility.


Certified Investment Management Consulting (CIMC)

IMCA was founded in 1985 to promote professional education and assure the highest standards of competence and ethical behavior among investment consultants. Through its conferences, publications, legislative services, and through the Certified Investment Management Consulting (CIMC) and Certified Investment Management Analyst (CIMA) certification programs, IMCA has helped investment consultants pursue these important normative goals. Additionally, IMCA has promulgated a series of written standards for investment professionals to follow. By setting high standards for the consulting profession, IMCA strives to improve client confidence and increase the effectiveness of consultants.

TriSummit Investment Advisors is proud to offer Certified Investment Management Consulting (CIMC) services that adhere to the Code of Professional Responsibility and the standards of IMCA.


California Association of Non Profits (CAN)

The California Association of Nonprofits (now known as CalNonprofits) is a statewide alliance of over 10,000 organizations, that is dedicated to protecting, strengthening, and promoting nonprofit organizations in the state of California.

Foundation Services Group was a former CAN Associate Member and had been a CAN Preferred Partner. We presented at the CAN Annual Conferences and workshops. If you are a California charitable organization do consider joining CalNonprofits. To learn more about how CalNonprofits may assist your foundation, here is a helpful link http://www.calnonprofits.org/.